This is Cloth Ripper, A geometry nodes modifier which allows you to generate tears and frayed edges on any mesh with support for animations.
I originally made this modifier while working on a pair of torn denim shorts, and I needed something that supported animation. Tear Painter as you may already know it, Didn’t support animation in that time(It does now.) That’s why I created this modifier.
At first I planned to release it for free, but as I kept improving and expanding it, I decided to set a fair price out of respect for Tear Painter’s existence.
Still, whether you’re a hobbyist or an indie developer who can’t afford the tool, you can contact me, and I’ll gladly send it to you for free.
Alternatively, I’ve uploaded a tutorial on my YouTube channel explaining the basic logic behind the modifier, so you can replicate it yourself.

I’d love to hear you feedback.

By the way you can get the modifier here:
https://artstn.co/m/3xoVW1

For more information, Check out my Artstation:
https://www.artstation.com/artwork/lGW10J